Inshore Independent Financial Advisers 278 Lymington Road Highcliffe Christchurch Dorset BH23 5ET
Inshore Independent Financial Advisers Ltd is directly authorised and regulated by the Financial Services Authority
Investment Guide
Wealth Management
Guide to the Budget
ISA Guide
Savings & Investments
When interest rates are low, investors who stick to the safety of bank and building society deposit accounts aren't making the most of their money. Cash is a vital part of any investment portfolio in providing short term liquidity however there is a real risk of capital erosion due to inflation. With the right savings and investment advice you can take advantage of the many savings and investment opportunities that are designed to make your money grow and/or provide income.Below are just a few of the various investment options available;
- Individual Savings Accounts
- Unit Trusts & OEICs
- Bonds
- Offshore Investments
- Venture Capital Trusts
- Enterprise Investment Schemes
- REITS
- Investment Trusts
- Gilts
- National Savings
What you need to consider?
The type of investment that suits your needs depends on a number of factors, such as the risk you are willing to take, the amount of income or growth you want, when you need your money back and the rate of tax you pay.
Whether you are considering investing in individual companies, a collective investment scheme such as a Unit Trust, Open Ended Investment Company (OEIC) or Investment Trusts or making the most of tax efficient investments such as through an Individual Savings Account and Venture Capital Trusts, it pays to get savings and investment advice from an IFA to ensure that these investments are suitable for your circumstances.
Investment Reviews
The best way to protect your position is to review your existing investments and your financial needs, annually. We offer this facility to everyone. It is essential with changing tax and investment climates.
When we work with you for the first time, we will produce a detailed report, in relation to the information you provide. We offer recommendations that may involve the use of Trusts or if we feel it appropriate, may contain new investment choices reflecting your tax position and your future requirements.
For all Investment planning we make recommendations based upon the Whole of Market. We work on a fee or commission basis and all charges will be explained at your free initial consultation. Everything is disclosed and nothing is hidden. Thereafter it is entirely a matter for you to decide if you wish to proceed or not.
Are you a Trustee?
If you are a Trustee, we can guide you through the intricacies of the Trustee Act 2001. That Legislation gives a modern framework for the investment of Trust assets, again we believe that to satisfy the duty of care specified by the Government; all Trusts should be revisited every year.
The Financial Services Authority does not regulate trust advice.
We have grown through client referral and believe in long term relationships in order to be able to best serve you and welcome the opportunity to work with you on this basis.
For a selection of guides, please click on the links to the left.
Past performance is not an indication of future performance. The value of investments in the Stockmarket held directly through individual shares or indirectly through collective investment vehicles, as well as any income derived from them can go down as well as up. Investment returns cannot be guaranteed and you may not get back the full amount invested. The stockmarket should not be considered as a suitable place for short term investment.
Taxation: levels and bases of, and reliefs from taxation are current levels and are subject to change. The value depends on the circumstances of the investor.