Inshore Independent Financial Advisers   278 Lymington Road   Highcliffe   Christchurch   Dorset   BH23 5ET

Inshore Independent Financial Advisers Ltd is directly authorised and regulated by the Financial Services Authority





Equity Release/Home Reversion/Lifetime Mortgage – To understand the features and risks, ask for a personalised illustration.



   Equity Release Guide

What is Equity Release?

Equity release is a way of releasing some of the money tied up in your home without the need to move. Because your home is probably your biggest financial asset it can be a very effective way to release cash for other purposes, but this is a decision which needs sound advice. Our independent financial advisers are experts in Equity Release and cover Dorset, Hampshire, Wiltshire, Surrey and the New Forest but may travel further on request. We have offices in Highcliffe, Brockenhurst and Swanage but we can travel to your home to provide Equity Release advice in Bournemouth, Poole, Christchurch, Lymington and the New Forest and throughout Hampshire Dorset and Wiltshire.

You can release some of the equity in your home to provide a tax free lump sum, a regular income or provide an agreed borrowing facility that can be drawn down as needed. The amount you can release varies between providers but generally depends upon your age, the value of your property and sometimes your state of health.

There are three types of equity release plans to chose from, Interest Only Mortgages, Lifetime Mortgages and Home Reversion schemes.

Please visit our Equity Release micro site which will provide far more comprehensive information www.equityreleaseinfo.co.uk

Why is Independent advice so important?

If you're thinking about releasing equity from your home with an equity release scheme it's important to get independent advice so that:

• you can find out whether equity release is the right option for you



• you get access to a wide selection of equity release schemes



• you benefit from an equity release solution tailored to your individual needs

Why choose Inshore Independent Advisers?

You can trust us to help you to make the right choice because:

1. We are independent and search the whole equity release market on your behalf. It's your best interests that we have at heart, not the interests of the equity release scheme providers, so we will find the best equity release plan for you.
   
   
2. We provide a truly personal equity release service. We understand that every customer is unique so we tailor our service to you, and never recommend any equity release products until we have a complete understanding of your needs.
   
   
3. We offer a free initial equity release consultation with one of our fully qualified specialist equity release advisers which puts you under no obligation to proceed.
   
   
4. We offer a wide choice of equity release plans and search the whole equity release market to find the best equity release plan for your individual needs.
   
   
5. We only recommend SHIP (Safe home income plans), approved equity release plans to ensure your safety.
   
   
6. We will also do a comprehensive analysis to see how this may impact on any state benefits you receive or any benefits or grants you may be entitled to.
   
   
7. All of our independent advisers are fully trained and qualified.
   
   
8. We will provide you with a personalised report, which shows the research we have carried out, details of the best equity release plan, and our reasons for recommending that particular equity release plan.
   
   
9. Should you decide to apply for an equity release plan, we'll then make sure the process of releasing the cash is quick and hassle free.
   
   
10. We cover Dorset and Hampshire but will travel further on request.